Credit Savvy provides credit file information from Experian, one of Australia’s official credit reporting bodies.
A default is recorded on your credit file if your payment of $150 or more is overdue by 60 days or more. A default is kept on your credit file for five years, even after the amount has been repaid.
If there is incorrect information on your credit file, please visit: How do I fix an error on my credit file?
There is also some further information in the following articles that you may find useful: